Author: DeAndreaAshanelle

401k Basics That Every New Investors Should Know

Posted on by DeAndreaAshanelle

This is a living, breathing document that I will be continuously update as I learn new information.

Disclaimer: I am not a financial expert. This is information that I have learned through personal research. I will do my best to include sources for information that I have obtained.

I got my full time job and it came with a 401k benefit

My 401k retirement account is my first and only investment account at this time. It is the most convenient retirement account because it is linked directly to my employer. My contributions are automatically withdrawn from my paycheck and sent directly to my 401k every pay period.

Since I am contributing to my 401k, I decided to learn more to ensure that I maximize my returns from this account.

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Increasing My Contributions to My Roth 401k Retirement Account

Posted on by DeAndreaAshanelle

I have an employer sponsored 401k plan through Vanguard with an employer match. I am so ecstatic to have a job that gives me access to a 401k plan because I did not know that all jobs do not offer it as benefit.

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How I Am Allocating My 2nd Paycheck of the Month for June

Posted on by DeAndreaAshanelle

Ya’ll, I get excited every pay week to sit down and determine how I plan to spend my upcoming paycheck before it hits the bank. It is exciting to see how close I am getting to reaching my financial goals. I got the idea to share my paycheck breakdown from Pennies Not Perfection on Youtube. On her channel, she shares her financial journey of paying down student loans, the process of refinancing her house, and how she has chosen to invest. So I am going to take a page out her book and share my numbers (or percentages).

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